Gadget frenzy. Photo © Roland Moriz, via flickr/Creative Commons

A relative remarked to me recently about a particular couple of our mutual acquaintance.

“They both have good jobs. They have a beautiful house. They have no kids. They travel. They drive expensive cars. They heat their garage throughout the winter. Oh, and you should see all the gadgets and electronics they have—all top of the line. Those two are rolling in money.”

Of course, as we know, a person may have all the trappings of a good income, and still have little unspoken-for cash. They may, instead, be house poor, gadget rich, and rolling in debt. More »